Credit counseling through a reputable non-profit agency is almost always a better alternative.
Credit counselors work to help you negotiate with your creditors and formulate a debt management plan (or DMP) to help you pay off your existing debts.
Are you worried about losing your home or your car? Many people face a financial crisis at some point in their lives.
Are your accounts being turned over to debt collectors?
In theory, debt consolidation should not have a major impact on your credit score.