According to Trans Union, between the first quarters of 20, average credit card debt per borrower fell from a high of $6,276 in mid-2008 to $5,164 in Q1 of 2014 -- the lowest point in the six-year period.
Card issuers divide the world into two groups: "transactors" who use their cards for purchases and pay off the balances each month; and "revolvers" who carry balances on their cards, paying interest charges month to month.
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As of 2013, a person born between 19 had on average $5,689 more in credit card debt than his or her parents (those born between 19) at the same stage of life and $8,156 more in credit card debt than his or her grandparents (those born between 19).